Egypt's Bank Assets Reach EGP 26.9 Trillion in Q1 2026

Banking sector assets in Egypt rose to EGP 26.887 trillion in March 2026, up from EGP 24.122 trillion at the end of December 2025, according to first-quarter data published by the Central Bank of Egypt (CBE).

The increase was accompanied by growth in customer lending, deposits and investments in securities and Treasury bills. The non-performing loan ratio remained unchanged at 1.9%, while provision coverage eased to 88% from 90.2% three months earlier.

Customer loans and discount balances reached EGP 11.390 trillion, while investments in securities and Treasury bills climbed to EGP 8.618 trillion. Customer deposits increased by EGP 1.117 trillion during the quarter to EGP 16.884 trillion. The loan-to-deposit ratio rose to 68.4%, compared with 66.4% at the end of 2025.

The CBE also reported that the private sector's share of total lending declined to 40.5% in March from 41.9% in December. Banks' holdings included EGP 204.587 billion in cash balances, EGP 2.991 trillion in balances with domestic banks and EGP 1.782 trillion with banks abroad.

The banking sector's capital adequacy ratio stood at 18.5% in March, down from 19.6% three months earlier, while the leverage ratio remained 7.6%, above the regulatory minimum. Banks' net open foreign currency position shifted to a negative 1.6% of total capital, compared with a positive 4.6% at the end of 2025. The Central Bank noted that banks' net foreign currency position must not exceed 20% of their capital base.