Saudi Bank Credit Reaches SAR 3.335 Trillion Record by February 2026

The Saudi Central Bank reported that bank credit extended to public and private sectors reached SAR 3.335 trillion by the end of February 2026, marking the highest level on record.

The total reflects a 9.6% increase compared to February 2025, equivalent to more than SAR 291.9 billion, when credit stood at approximately SAR 3.042 trillion. On a monthly basis, lending rose by 0.5%, adding over SAR 15.6 billion compared to January 2026.

Long-term credit, with maturities exceeding three years, accounted for the largest share at 48.6% of total lending, amounting to SAR 1.622 trillion. Short-term credit, with maturities of less than one year, represented 37.7%, or SAR 1.257 trillion. Medium-term credit, covering one to three years, made up 13.7%, with a value of around SAR 456 billion.

According to the central bank’s data, credit is distributed across multiple economic sectors, supporting investment activity and broader economic development.