Egyptians Bought EGP 66 Billion of Goods on Instalment Plans

Egyptians bought goods on instalment plans worth about EGP 66 billion in the first nine months of 2025 through companies supervised by the Financial Regulatory Authority, according to the authority’s latest report. Total consumer finance recorded EGP 66.03 billion from January to September 2025, up from EGP 41.9 billion in the same period of 2024, while the number of beneficiaries rose 179.4% to 8.09 million over the period. The authority’s breakdown of financed purchases shows that electronics and electrical devices accounted for 17.9% at EGP 11.8 billion, followed by cars and vehicles at 17.8% with EGP 11.75 billion. Household appliances took 16.6% at EGP 10.96 billion, while consumer goods via finance cards represented 14.4% at EGP 9.5 billion. Mobile phones comprised 5% at EGP 3.3 billion, clothing, shoes, bags and watches 3.5% at EGP 2.31 billion, furniture and home fittings 3.1% at EGP 2.04 billion, and home finishing 3% at EGP 1.98 billion. For September 2025, consumer finance totalled EGP 9.3 billion compared with EGP 6.74 billion in September 2024, and beneficiaries reached 1.09 million compared with 390,000 a year earlier. Separately, the Financial Regulatory Authority reported that total financing granted through all entities under its supervision across capital market and nonbank finance activities reached EGP 954.2 billion in January to September 2025.